Toyota Tundra Car Insurance

Get comprehensive coverage for your Toyota Tundra. Compare quotes from top insurers and find the best rates available.

Toyota Tundra
Avg Annual Full Coverage
$3500
Avg Annual Minimum
$1550
Starting MSRP
$38000
NHTSA Rating
5

About the Toyota Tundra

The Toyota Tundra is a full-size pickup offering impressive towing capacity, hybrid efficiency, and Toyota's legendary reliability. Redesigned with a twin-turbo V6 hybrid, it competes with American full-size trucks.

Ratings & Rankings

How the Toyota Tundra performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense

Comprehensive suite for full-size trucks

Blind Spot Monitor

Enhanced for larger vehicle with towing

Rear Cross Traffic Alert

Essential for large truck parking

Panoramic View Monitor

360-degree camera system

Trailer Backup Assist

Simplifies backing with trailers

Factors That Impact Insurance Costs

What affects your Toyota Tundra insurance premium

High towing capacity increases liability exposure

Expensive repairs due to size and complexity

Strong theft appeal for parts and entire vehicle

Hybrid system adds repair complexity but improves efficiency

Frequently Asked Questions

How much does Toyota Tundra insurance cost?

The average annual cost for full coverage on a Toyota Tundra is around $3500, while minimum coverage averages $1550. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota Tundra expensive to insure?

The Toyota Tundra is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota Tundra insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota Tundra qualify for safety discounts?

Yes, the Toyota Tundra's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota Tundra insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota Tundra Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.