Toyota Camry Car Insurance

Get comprehensive coverage for your Toyota Camry. Compare quotes from top insurers and find the best rates available.

Toyota Camry
Avg Annual Full Coverage
$1680
Avg Annual Minimum
$590
Starting MSRP
$26420
NHTSA Rating
5/5 Stars

About the Toyota Camry

The Toyota Camry is a midsize sedan known for exceptional reliability, fuel efficiency, and value. With a spacious interior and advanced safety features, it's perfect for families and commuters.

Ratings & Rankings

How the Toyota Camry performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Pre-Collision System

Detects potential collisions and applies brakes automatically

Lane Departure Alert

Warns when vehicle drifts from lane without turn signal

Automatic High Beams

Automatically toggles between high and low beams based on traffic

Road Sign Assist

Recognizes and displays road signs on instrument panel

Pedestrian Detection

Detects pedestrians and applies brakes to avoid collision

Factors That Impact Insurance Costs

What affects your Toyota Camry insurance premium

Excellent Safety Record

Top safety ratings lead to lower insurance premiums

Low Theft Rates

Camry's lower theft rate reduces comprehensive coverage costs

Reliable Reputation

Toyota's reliability means fewer claims and better rates

Frequently Asked Questions

How much does Toyota Camry insurance cost?

The average annual cost for full coverage on a Toyota Camry is around $1680, while minimum coverage averages $590. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota Camry expensive to insure?

The Toyota Camry is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota Camry insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota Camry qualify for safety discounts?

Yes, the Toyota Camry's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota Camry insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota Camry Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.