Toyota Prius Prime Car Insurance

Get comprehensive coverage for your Toyota Prius Prime. Compare quotes from top insurers and find the best rates available.

Toyota Prius Prime
Avg Annual Full Coverage
$2900
Avg Annual Minimum
$1250
Starting MSRP
$34000
NHTSA Rating
5

About the Toyota Prius Prime

The Toyota Prius Prime is a plug-in hybrid offering impressive all-electric range with the security of a gas engine backup. It combines the efficiency of an EV with the flexibility of a conventional hybrid.

Ratings & Rankings

How the Toyota Prius Prime performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense 3.0

Full advanced safety suite

Blind Spot Monitor

Standard on all trims

Rear Cross Traffic Alert

Parking lot safety enhancement

Parking Support Brake

Low-speed collision prevention

Proactive Driving Assist

Gentle steering and braking assistance

Factors That Impact Insurance Costs

What affects your Toyota Prius Prime insurance premium

Plug-in hybrid complexity may increase repair costs

Advanced battery technology requires specialized service

Excellent safety features help reduce claim severity

Eco-conscious driver demographic tends to be lower risk

Frequently Asked Questions

How much does Toyota Prius Prime insurance cost?

The average annual cost for full coverage on a Toyota Prius Prime is around $2900, while minimum coverage averages $1250. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota Prius Prime expensive to insure?

The Toyota Prius Prime is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota Prius Prime insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota Prius Prime qualify for safety discounts?

Yes, the Toyota Prius Prime's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota Prius Prime insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota Prius Prime Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.