Toyota Prius Car Insurance

Get comprehensive coverage for your Toyota Prius. Compare quotes from top insurers and find the best rates available.

Toyota Prius
Avg Annual Full Coverage
$2700
Avg Annual Minimum
$1150
Starting MSRP
$28000
NHTSA Rating
5

About the Toyota Prius

The Toyota Prius pioneered hybrid technology and remains the benchmark for fuel efficiency. With its distinctive design and proven reliability, it offers exceptional value for eco-conscious drivers.

Ratings & Rankings

How the Toyota Prius performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense 3.0

Comprehensive driver assistance package

Blind Spot Monitor

Available on higher trims

Rear Cross Traffic Alert

Enhances backup safety

Parking Support Brake

Low-speed collision prevention

Seven airbags

Standard occupant protection

Factors That Impact Insurance Costs

What affects your Toyota Prius insurance premium

Lower repair costs due to simple mechanical design

Excellent safety ratings reduce claim severity

Popular with mature, cautious drivers reduces risk

Outstanding fuel economy reduces operating costs

Frequently Asked Questions

How much does Toyota Prius insurance cost?

The average annual cost for full coverage on a Toyota Prius is around $2700, while minimum coverage averages $1150. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota Prius expensive to insure?

The Toyota Prius is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota Prius insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota Prius qualify for safety discounts?

Yes, the Toyota Prius's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota Prius insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota Prius Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.