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Toyota Mirai Car Insurance
Get comprehensive coverage for your Toyota Mirai. Compare quotes from top insurers and find the best rates available.
About the Toyota Mirai
The Toyota Mirai is a hydrogen fuel cell vehicle offering zero-emissions driving with quick refueling. As one of few hydrogen cars available to consumers, it represents cutting-edge alternative fuel technology.
Safety Features
Advanced safety technology protecting you and your passengers
Toyota Safety Sense 3.0
Full suite of advanced safety features
Blind Spot Monitor
Standard safety feature
Parking Support Brake
Low-speed collision prevention
Dynamic Radar Cruise Control
Adaptive cruise control system
Ten airbags
Enhanced occupant protection
Factors That Impact Insurance Costs
What affects your Toyota Mirai insurance premium
Hydrogen fuel cell technology requires specialized repairs
Very limited claims data for unusual vehicle type
High replacement value affects comprehensive and collision
Advanced safety features help reduce accident severity
Frequently Asked Questions
How much does Toyota Mirai insurance cost?
The average annual cost for full coverage on a Toyota Mirai is around $3800, while minimum coverage averages $1700. Your actual rate depends on factors like your driving record, location, age, and coverage selections.
Is the Toyota Mirai expensive to insure?
The Toyota Mirai is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.
What factors affect Toyota Mirai insurance rates?
Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.
Does the Toyota Mirai qualify for safety discounts?
Yes, the Toyota Mirai's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.
How can I save on Toyota Mirai insurance?
Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.
Other Toyota Models
Compare insurance options for other Toyota vehicles
Ready to Save on Toyota Mirai Insurance?
Compare quotes from top insurers and find the best rate for your vehicle
Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.