Toyota Tacoma Car Insurance
Get comprehensive coverage for your Toyota Tacoma. Compare quotes from top insurers and find the best rates available.

About the Toyota Tacoma
The Toyota Tacoma is America's best-selling midsize truck, renowned for reliability, off-road capability, and strong resale value. It's built for work and adventure while serving daily transportation needs.
Safety Features
Advanced safety technology protecting you and your passengers
Toyota Safety Sense
Adapted for truck applications
Blind Spot Monitor
Available on higher trims
Rear Cross Traffic Alert
Assists with backup safety
Multi-Terrain Select
Off-road traction control
Hill Start Assist
Prevents rollback on inclines
Factors That Impact Insurance Costs
What affects your Toyota Tacoma insurance premium
Strong theft appeal, especially catalytic converters
Off-road capability may lead to higher damage claims
Excellent reliability reduces mechanical breakdown risks
High resale value affects replacement costs
Frequently Asked Questions
How much does Toyota Tacoma insurance cost?
The average annual cost for full coverage on a Toyota Tacoma is around $3300, while minimum coverage averages $1450. Your actual rate depends on factors like your driving record, location, age, and coverage selections.
Is the Toyota Tacoma expensive to insure?
The Toyota Tacoma is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.
What factors affect Toyota Tacoma insurance rates?
Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.
Does the Toyota Tacoma qualify for safety discounts?
Yes, the Toyota Tacoma's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.
How can I save on Toyota Tacoma insurance?
Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Toyota Models
Compare insurance options for other Toyota vehicles
Ready to Save on Toyota Tacoma Insurance?
Compare quotes from top insurers and find the best rate for your vehicle
Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.