Toyota Tacoma Car Insurance

Get comprehensive coverage for your Toyota Tacoma. Compare quotes from top insurers and find the best rates available.

Toyota Tacoma
Avg Annual Full Coverage
$3300
Avg Annual Minimum
$1450
Starting MSRP
$29000
NHTSA Rating
5

About the Toyota Tacoma

The Toyota Tacoma is America's best-selling midsize truck, renowned for reliability, off-road capability, and strong resale value. It's built for work and adventure while serving daily transportation needs.

Ratings & Rankings

How the Toyota Tacoma performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense

Adapted for truck applications

Blind Spot Monitor

Available on higher trims

Rear Cross Traffic Alert

Assists with backup safety

Multi-Terrain Select

Off-road traction control

Hill Start Assist

Prevents rollback on inclines

Factors That Impact Insurance Costs

What affects your Toyota Tacoma insurance premium

Strong theft appeal, especially catalytic converters

Off-road capability may lead to higher damage claims

Excellent reliability reduces mechanical breakdown risks

High resale value affects replacement costs

Frequently Asked Questions

How much does Toyota Tacoma insurance cost?

The average annual cost for full coverage on a Toyota Tacoma is around $3300, while minimum coverage averages $1450. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota Tacoma expensive to insure?

The Toyota Tacoma is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota Tacoma insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota Tacoma qualify for safety discounts?

Yes, the Toyota Tacoma's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota Tacoma insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota Tacoma Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.