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Toyota Highlander Car Insurance
Get comprehensive coverage for your Toyota Highlander. Compare quotes from top insurers and find the best rates available.
About the Toyota Highlander
The Toyota Highlander is a three-row midsize SUV that balances space, comfort, and reliability. Available as hybrid, it offers excellent fuel economy for its class and is perfect for growing families.
Safety Features
Advanced safety technology protecting you and your passengers
Toyota Safety Sense 3.0
Comprehensive safety suite standard across all trims
Blind Spot Monitor
Standard on most trims
Rear Cross Traffic Alert
Enhances parking lot safety
Parking Assist
Available on higher trims
Eight airbags
Comprehensive occupant protection
Factors That Impact Insurance Costs
What affects your Toyota Highlander insurance premium
Hybrid models have higher replacement costs
Excellent safety ratings reduce injury claim severity
Popular family vehicle has moderate claims history
Reliable reputation helps maintain value
Frequently Asked Questions
How much does Toyota Highlander insurance cost?
The average annual cost for full coverage on a Toyota Highlander is around $3100, while minimum coverage averages $1300. Your actual rate depends on factors like your driving record, location, age, and coverage selections.
Is the Toyota Highlander expensive to insure?
The Toyota Highlander is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.
What factors affect Toyota Highlander insurance rates?
Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.
Does the Toyota Highlander qualify for safety discounts?
Yes, the Toyota Highlander's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.
How can I save on Toyota Highlander insurance?
Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.
Other Toyota Models
Compare insurance options for other Toyota vehicles
Ready to Save on Toyota Highlander Insurance?
Compare quotes from top insurers and find the best rate for your vehicle
Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.