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New Hampshire Car Insurance
Find some of the best car insurance quotes in the Granite State!
New Hampshire Auto Insurance Fast Facts
Key insurance statistics and requirements for New Hampshire
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How to Save Money on Auto Insurance in New Hampshire
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Bundle Policies
Combine auto and home insurance for discounts up to 25%
Safe Driver Discounts
Maintain a clean driving record to qualify for lower rates
Usage-Based Programs
Save up to 30% with telematics and safe driving apps
Education Discounts
Students and alumni may qualify for education-based savings
Safety Features
Anti-theft devices and safety features can lower premiums
What are the best car insurance companies in NH?
Instead of focusing solely on the cheapest companies, we look at the full picture — offering a balance between the most affordable pricing, coverage types, and the provider's reputation. We prioritize providers known for exceptional customer service, ensuring you're not just getting a good rate, but reliable support when it matters most. Compare quotes today to see what New Hampshire providers are best for your car and wallet.
What is the minimum auto insurance required in New Hampshire?
New Hampshire requires minimum liability coverage of 25/50/25. This means $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage.
How much does auto insurance cost in New Hampshire?
The average annual cost of auto insurance in New Hampshire is $1,500. However, rates vary significantly based on factors like age, driving record, location, and coverage levels.
Is New Hampshire a fault or no-fault state?
New Hampshire is at-fault state. This affects how insurance claimsare handled after an accident.
What factors affect my insurance rates in New Hampshire?
Insurance rates are influenced by your driving record, age, location, vehicle type, credit score, coverage levels, and available discounts. Young drivers typically pay more, while experienced drivers with clean records get better rates.
How often should I shop for auto insurance?
It's recommended to compare auto insurance rates annually or whenever you have a major life change (moving, new car, marriage, etc.). This ensures you're getting the best available rates.
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Methodology & Disclosures
Minimum car insurance rates by state provided by Yahoo Finance. Average full coverage car insurance rates by state provided by Bankrate. National average car insurance costs by age provided by WalletHub.
Car insurance rates vary by geographic region, number of drivers, vehicles, driving record, and many other factors. For the purposes of this site and the rates you see, the standard profile has been applied:
40 year old single driver, 2023 Toyota Camry, good credit score, clean driving record and commutes 5 days. Rates also assume bundling and paperless billing discounts.