Toyota GR86 Car Insurance

Get comprehensive coverage for your Toyota GR86. Compare quotes from top insurers and find the best rates available.

Toyota GR86
Avg Annual Full Coverage
$3600
Avg Annual Minimum
$1600
Starting MSRP
$30000
NHTSA Rating
5

About the Toyota GR86

The Toyota GR86 is a pure sports car offering rear-wheel drive thrills and precise handling at an affordable price. Co-developed with Subaru, it's designed for driving enthusiasts who prioritize engagement over luxury.

Ratings & Rankings

How the Toyota GR86 performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense

Adapted for sports car driving dynamics

Automatic Emergency Braking

Pre-collision system for emergency situations

Lane Departure Warning

Alerts when crossing lane lines

Automatic High Beams

Improves nighttime visibility

Vehicle Stability Control

Helps maintain control in spiraling situations

Factors That Impact Insurance Costs

What affects your Toyota GR86 insurance premium

Rear-wheel drive and performance nature increase accident risk

Relatively affordable repairs due to simple design

Popular with younger drivers affects risk pool

Strong theft appeal requires comprehensive coverage

Frequently Asked Questions

How much does Toyota GR86 insurance cost?

The average annual cost for full coverage on a Toyota GR86 is around $3600, while minimum coverage averages $1600. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota GR86 expensive to insure?

The Toyota GR86 is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota GR86 insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota GR86 qualify for safety discounts?

Yes, the Toyota GR86's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota GR86 insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota GR86 Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.