Toyota RAV4 Prime Car Insurance

Get comprehensive coverage for your Toyota RAV4 Prime. Compare quotes from top insurers and find the best rates available.

Toyota RAV4 Prime
Avg Annual Full Coverage
$3400
Avg Annual Minimum
$1500
Starting MSRP
$44000
NHTSA Rating
5

About the Toyota RAV4 Prime

The Toyota RAV4 Prime is a plug-in hybrid SUV combining impressive electric range, AWD capability, and 302 horsepower performance. It's one of the quickest and most efficient compact SUVs available.

Ratings & Rankings

How the Toyota RAV4 Prime performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5

Safety Features

Advanced safety technology protecting you and your passengers

Toyota Safety Sense 3.0

Advanced driver assistance suite

Bird's Eye View Camera

360-degree parking visibility

Blind Spot Monitor

Standard safety feature

Rear Cross Traffic Alert

Parking lot collision prevention

Digital Rearview Mirror

Improved rear visibility

Factors That Impact Insurance Costs

What affects your Toyota RAV4 Prime insurance premium

Plug-in hybrid technology requires specialized repairs

Performance capabilities may increase accident risk

Limited availability creates longer repair times

Excellent safety features help reduce claim severity

Frequently Asked Questions

How much does Toyota RAV4 Prime insurance cost?

The average annual cost for full coverage on a Toyota RAV4 Prime is around $3400, while minimum coverage averages $1500. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Toyota RAV4 Prime expensive to insure?

The Toyota RAV4 Prime is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Toyota RAV4 Prime insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Toyota RAV4 Prime qualify for safety discounts?

Yes, the Toyota RAV4 Prime's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Toyota RAV4 Prime insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Ready to Save on Toyota RAV4 Prime Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.