Ford Mustang Car Insurance

Get comprehensive coverage for your Ford Mustang. Compare quotes from top insurers and find the best rates available.

Ford Mustang
Avg Annual Full Coverage
$2100
Avg Annual Minimum
$750
Starting MSRP
$30920
NHTSA Rating
5/5 Stars

About the Ford Mustang

The Ford Mustang is an iconic American sports car offering thrilling performance and modern technology. Available as a coupe or convertible with multiple engine options including the high-performance GT.

Ratings & Rankings

How the Ford Mustang performs according to industry experts

🏆 Car & Driver

Praised for its reliability, fuel efficiency, and overall value in its class.

J.D. Power 82/100

Above average ratings for quality and reliability based on owner feedback.

🛡️ Safety Ratings

IIHS: Top Safety Pick
NHTSA: 5/5 Stars

Safety Features

Advanced safety technology protecting you and your passengers

Collision Warning

Forward collision warning alerts driver to potential frontal collisions

Automatic Emergency Braking

Automatically brakes if collision is imminent and driver hasn't responded

Blind Spot Information

Monitors blind spots and alerts driver during lane changes

Rear Cross Traffic Alert

Warns of approaching vehicles when backing up

Lane Departure Warning

Alerts driver when vehicle drifts from lane without signaling

Factors That Impact Insurance Costs

What affects your Ford Mustang insurance premium

Performance Vehicle Premium

Sports cars typically cost more to insure due to higher speeds and risk

Theft Risk Factor

Popular performance vehicles have higher theft rates affecting premiums

Driver Age Consideration

Younger drivers in sports cars face significantly higher insurance costs

Frequently Asked Questions

How much does Ford Mustang insurance cost?

The average annual cost for full coverage on a Ford Mustang is around $2100, while minimum coverage averages $750. Your actual rate depends on factors like your driving record, location, age, and coverage selections.

Is the Ford Mustang expensive to insure?

The Ford Mustang is generally affordable to insure compared to other vehicles in its class. Its strong safety ratings, reasonable repair costs, and good reliability record help keep insurance premiums competitive.

What factors affect Ford Mustang insurance rates?

Key factors include the vehicle's safety ratings, repair costs, theft rates, your driving history, age, location, credit score, and the coverage levels you choose. Bundling policies and maintaining a clean driving record can help lower your rates.

Does the Ford Mustang qualify for safety discounts?

Yes, the Ford Mustang's advanced safety features like collision mitigation braking, lane keeping assist, and adaptive cruise control often qualify for insurance discounts. Ask your insurer about available safety feature discounts.

How can I save on Ford Mustang insurance?

Compare quotes from multiple insurers, bundle with home or renters insurance, maintain a clean driving record, consider higher deductibles, ask about available discounts (safe driver, low mileage, multi-vehicle), and review your coverage annually.

Other Ford Models

Compare insurance options for other Ford vehicles

Ready to Save on Ford Mustang Insurance?

Compare quotes from top insurers and find the best rate for your vehicle

Rates shown are for a 30-year-old male with full coverage and a clean driving record in 2025. Your actual costs will vary based on your vehicle's trim, modifications, and driving history.