%20--%3e%3csvg%20version='1.1'%20id='Layer_1'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:xlink='http://www.w3.org/1999/xlink'%20x='0px'%20y='0px'%20viewBox='0%200%20490%2093'%20style='enable-background:new%200%200%20490%2093;'%20xml:space='preserve'%3e%3cstyle%20type='text/css'%3e%20.st0{fill:%230C2C67;}%20%3c/style%3e%3cg%3e%3cpath%20class='st0'%20d='M0.4,10h31c18.3,0,30.1,9.4,30.1,25.4v0.2c0,17-13.1,26-31.1,26h-9.9v20.7h-20V10z%20M29.9,46%20c7.1,0,11.5-3.7,11.5-9.4v-0.2c0-6.2-4.3-9.5-11.6-9.5h-9.4V46H29.9z'/%3e%3cpath%20class='st0'%20d='M68.3,10h34.2c11.1,0,18.7,2.9,23.5,7.8c4.2,4.1,6.4,9.7,6.4,16.8v0.2c0,11.1-5.9,18.4-14.9,22.2l17.2,25.2%20h-23.1L97.2,60.4h-0.2h-8.6v21.9h-20V10z%20M101.6,44.7c6.8,0,10.7-3.3,10.7-8.6V36c0-5.7-4.1-8.6-10.8-8.6H88.4v17.4H101.6z'/%3e%3cpath%20class='st0'%20d='M244.1,27.6h-21.7V10h63.4v17.6h-21.7v54.7h-20V27.6z'/%3e%3cpath%20class='st0'%20d='M293,10h58.2v17h-38.3V38h34.7v15.8h-34.7v11.5h38.8v17H293V10z'/%3e%3cpath%20class='st0'%20d='M353.8,46.4v-0.2c0-21.1,16.2-37.6,38.1-37.6c14.8,0,24.3,6.2,30.7,15.1l-15.1,11.7c-4.1-5.2-8.9-8.5-15.8-8.5%20c-10.1,0-17.3,8.6-17.3,19.1v0.2c0,10.8,7.1,19.3,17.3,19.3c7.5,0,12-3.5,16.3-8.8l15.1,10.7c-6.8,9.4-16,16.3-32,16.3%20C370.4,83.8,353.8,68,353.8,46.4z'/%3e%3cpath%20class='st0'%20d='M447.8,27.6h-21.7V10h63.4v17.6h-21.7v54.7h-20V27.6z'/%3e%3cpath%20class='st0'%20d='M218.1,32.1c0,0,0-4,0-6.2c0-1.3-0.3-2.4-0.8-3.2c-0.1-0.1-0.1-0.2-0.2-0.3c-0.4-0.6-1-1-1.8-1.5%20C204,14.5,181.4,1.2,181.1,1.1c-0.7-0.4-2.3-1.1-3.3-1.1l0,0c-1.1,0-2.6,0.7-3.2,1c-0.1,0.1-6.2,3.7-9.7,5.7L149,16%20c-1.3,0.7-2.7,1.5-4.1,2.3c-1.5,0.9-3.1,1.8-4.7,2.7c-0.8,0.4-1.4,0.9-1.8,1.6c-0.8,1.1-0.8,2.3-0.8,3.1c0,2.3,0,6.4,0,6.4%20c0,0.3-0.1,7,0.1,9.8c0.2,2.2,0.4,4.2,0.5,5l0,0l0,0.1l0,0.3l0,0l0,0c4.2,21.9,16.9,37.2,37.7,45.3c0.5,0.2,1.1,0.3,1.8,0.3%20c0.7,0,1.5-0.1,2.1-0.4c15.6-5.9,26.9-16.7,33.6-32c1.9-4.3,3.1-8.6,3.8-13.3l0-0.1c0-0.1,0.4-2.5,0.7-5.2%20C218.2,39.2,218.1,32.4,218.1,32.1z%20M200.1,37.6L200.1,37.6c0,0.1-0.2,5.2-0.9,8.8c-2.8,11.9-9.3,20.7-20.1,26.8%20c-0.7,0.4-1.1,0.4-1.3,0.4c-0.4,0-0.9-0.2-1.4-0.5c-10.6-6.1-17.2-14.8-20-26.7c-0.6-3.1-0.8-7.5-0.9-8.6c0-1.4,0-2.7,0-4.1%20c0-0.7,0.1-0.9,0.8-1.3c6.8-3.9,13.9-8,21.1-12.3c0.3-0.2,0.4-0.2,0.4-0.2c0,0,0.1,0,0.5,0.2c7.6,4.5,14.5,8.5,21.1,12.3%20c0.7,0.4,0.8,0.6,0.8,1.3C200.2,35.1,200.1,36.4,200.1,37.6z'/%3e%3c/g%3e%3c/svg%3e)
New Haven Car Insurance
Compare quotes from top providers in New Haven, Connecticut
💡 Good News: Despite higher area rates, you can still find competitive prices. Compare quotes now to unlock your best rate!
$2,259
Average New Haven Annual CostAbove U.S Average👍Great contender for Protect.com savings$188
Average New Haven Monthly CostFault
Connecticut Fault Type25/50/25
Connecticut Min. Coverage
Save On Car Insurance!
Compare Top Providers in Your Area
How to Save Money on Car Insurance in New Haven
Expert tips to reduce your insurance premiums
Compare Regularly
Shop around annually to ensure you're getting the best rates
Bundle Policies
Combine auto and home insurance for discounts up to 25%
Safe Driver Discounts
Maintain a clean driving record to qualify for lower rates
Usage-Based Programs
Save up to 30% with telematics and safe driving apps
Education Discounts
Students and alumni may qualify for education-based savings
Safety Features
Anti-theft devices and safety features can lower premiums
Compare Top Providers in New Haven
Ready to see what you can save?
No spam, just quotes
What are the best car insurance companies in New Haven?
Instead of focusing solely on the cheapest companies, we look at the full picture — offering a balance between affordable pricing, coverage types, and the provider's reputation. We prioritize providers known for exceptional customer service in the New Haven area, ensuring you're not just getting a good rate, but reliable support when it matters most. Local agents can provide personalized guidance for navigating Connecticut's unique insurance requirements, including no-fault coverage.
Compare quotes today to see which New Haven providers are best for your car and wallet.
Compare and Save in New Haven!
New Haven drivers have access to all major national insurance providers, plus several regional carriers that specialize in Connecticut's unique driving conditions. Whether you're commuting through downtown, or taking a Sunday drive, finding the right coverage at the best price is essential.
Frequently Asked Questions
What is the minimum auto insurance required in New Haven?
Connecticut requires minimum liability coverage of 25/50/25. This means coverage for bodily injury and property damage as required by state law.
How much does auto insurance cost in New Haven?
The average annual cost of auto insurance in New Haven is $2,259, or about $188 per month for full coverage. Rates vary based on your driving record, age, vehicle, and coverage levels.
Is Connecticut a fault or no-fault state?
Connecticut is a Fault state. This affects how insurance claims are handled after an accident.
What factors affect my insurance rates in New Haven?
Insurance rates in New Haven are influenced by your driving record, age, vehicle type, credit score, ZIP code, coverage levels, and available discounts. Local factors like traffic density, crime rates, and weather patterns also play a role.
How often should I shop for auto insurance in New Haven?
It's recommended to compare auto insurance rates annually or whenever you have a major life change (moving, new car, marriage, etc.). Shopping around ensures you're getting the best available rates in New Haven.
How Protect.com Works
Get the best car insurance quotes in just three simple steps
Enter Your Zip Code
Tell us where you live in the New Haven area to find insurance providers
Compare Quotes
Review personalized quotes from top insurance companies serving your area
Save Money
Choose the best coverage at the lowest price for your needs
Explore other cities in Connecticut
Methodology & Disclosures
Minimum car insurance rates by state provided by Yahoo Finance. Average full coverage car insurance rates by state provided by Bankrate. National average car insurance costs by age provided by WalletHub.
Car insurance rates vary by geographic region, number of drivers, vehicles, driving record, and many other factors. For the purposes of this site and the rates you see, the standard profile has been applied: 40 year old single driver, 2023 Toyota Camry, good credit score, clean driving record and commutes 5 days. Rates also assume bundling and paperless billing discounts.