Phoenix Car Insurance

Compare quotes from top providers in Phoenix, Arizona

Compare rates instantly
No spam, just quotes
Save up to $500/year

💡 Good News: Despite higher area rates, you can still find competitive prices. Compare quotes now to unlock your best rate!

$2,375

Average Phoenix Annual CostAbove U.S Average👍Great contender for Protect.com savings

$198

Average Phoenix Monthly Cost

Fault

Arizona Fault Type

25/50/15

Arizona Min. Coverage

How to Save Money on Car Insurance in Phoenix

Expert tips to reduce your insurance premiums

Compare Regularly

Shop around annually to ensure you're getting the best rates

Bundle Policies

Combine auto and home insurance for discounts up to 25%

Safe Driver Discounts

Maintain a clean driving record to qualify for lower rates

Usage-Based Programs

Save up to 30% with telematics and safe driving apps

Education Discounts

Students and alumni may qualify for education-based savings

Safety Features

Anti-theft devices and safety features can lower premiums

Shield Icon

Compare Top Providers in Phoenix

Ready to see what you can save?

No spam, just quotes

{{stateName}} license plate

What are the best car insurance companies in Phoenix?

Instead of focusing solely on the cheapest companies, we look at the full picture — offering a balance between affordable pricing, coverage types, and the provider's reputation. We prioritize providers known for exceptional customer service in the Phoenix area, ensuring you're not just getting a good rate, but reliable support when it matters most. Local agents can provide personalized guidance for navigating Arizona's unique insurance requirements, including no-fault coverage.

Compare quotes today to see which Phoenix providers are best for your car and wallet.

Arizona outline

Compare and Save in Phoenix!

Phoenix drivers have access to all major national insurance providers, plus several regional carriers that specialize in Arizona's unique driving conditions. Whether you're commuting through downtown, or taking a Sunday drive, finding the right coverage at the best price is essential.

Frequently Asked Questions

How does Protect.com help me compare insurance quotes?

Protect.com connects you with multiple top-rated insurance providers, allowing you to compare quotes side-by-side in minutes. Our free comparison tool helps you find the best coverage at the most competitive rates without the hassle of contacting each company individually.

Is it free to get insurance quotes through Protect.com?

Yes, absolutely! Using Protect.com to compare insurance quotes is completely free with no hidden fees or obligations. You can compare rates from multiple providers without any cost, and you're never required to purchase a policy.

How quickly can I get insurance quotes?

Most users receive personalized insurance quotes within minutes. Simply provide some basic information about your needs, and our platform will connect you with multiple insurance providers who can offer you competitive rates. The entire process typically takes less than 5 minutes.

How Protect.com Works

Get the best car insurance quotes in just three simple steps

1

Enter Your Zip Code

Tell us where you live in the Phoenix area to find insurance providers

2

Compare Quotes

Review personalized quotes from top insurance companies serving your area

3

Save Money

Choose the best coverage at the lowest price for your needs

Auto Insurance Rate Calculator 📱

Answer 6 quick questions to get your personalized estimate

0/6 Complete

Explore other cities in Arizona

Methodology & Disclosures

Minimum car insurance rates by state provided by Yahoo Finance. Average full coverage car insurance rates by state provided by Bankrate. National average car insurance costs by age provided by WalletHub.

Car insurance rates vary by geographic region, number of drivers, vehicles, driving record, and many other factors. For the purposes of this site and the rates you see, the standard profile has been applied: 40 year old single driver, 2023 Toyota Camry, good credit score, clean driving record and commutes 5 days. Rates also assume bundling and paperless billing discounts.