%20--%3e%3csvg%20version='1.1'%20id='Layer_1'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:xlink='http://www.w3.org/1999/xlink'%20x='0px'%20y='0px'%20viewBox='0%200%20490%2093'%20style='enable-background:new%200%200%20490%2093;'%20xml:space='preserve'%3e%3cstyle%20type='text/css'%3e%20.st0{fill:%230C2C67;}%20%3c/style%3e%3cg%3e%3cpath%20class='st0'%20d='M0.4,10h31c18.3,0,30.1,9.4,30.1,25.4v0.2c0,17-13.1,26-31.1,26h-9.9v20.7h-20V10z%20M29.9,46%20c7.1,0,11.5-3.7,11.5-9.4v-0.2c0-6.2-4.3-9.5-11.6-9.5h-9.4V46H29.9z'/%3e%3cpath%20class='st0'%20d='M68.3,10h34.2c11.1,0,18.7,2.9,23.5,7.8c4.2,4.1,6.4,9.7,6.4,16.8v0.2c0,11.1-5.9,18.4-14.9,22.2l17.2,25.2%20h-23.1L97.2,60.4h-0.2h-8.6v21.9h-20V10z%20M101.6,44.7c6.8,0,10.7-3.3,10.7-8.6V36c0-5.7-4.1-8.6-10.8-8.6H88.4v17.4H101.6z'/%3e%3cpath%20class='st0'%20d='M244.1,27.6h-21.7V10h63.4v17.6h-21.7v54.7h-20V27.6z'/%3e%3cpath%20class='st0'%20d='M293,10h58.2v17h-38.3V38h34.7v15.8h-34.7v11.5h38.8v17H293V10z'/%3e%3cpath%20class='st0'%20d='M353.8,46.4v-0.2c0-21.1,16.2-37.6,38.1-37.6c14.8,0,24.3,6.2,30.7,15.1l-15.1,11.7c-4.1-5.2-8.9-8.5-15.8-8.5%20c-10.1,0-17.3,8.6-17.3,19.1v0.2c0,10.8,7.1,19.3,17.3,19.3c7.5,0,12-3.5,16.3-8.8l15.1,10.7c-6.8,9.4-16,16.3-32,16.3%20C370.4,83.8,353.8,68,353.8,46.4z'/%3e%3cpath%20class='st0'%20d='M447.8,27.6h-21.7V10h63.4v17.6h-21.7v54.7h-20V27.6z'/%3e%3cpath%20class='st0'%20d='M218.1,32.1c0,0,0-4,0-6.2c0-1.3-0.3-2.4-0.8-3.2c-0.1-0.1-0.1-0.2-0.2-0.3c-0.4-0.6-1-1-1.8-1.5%20C204,14.5,181.4,1.2,181.1,1.1c-0.7-0.4-2.3-1.1-3.3-1.1l0,0c-1.1,0-2.6,0.7-3.2,1c-0.1,0.1-6.2,3.7-9.7,5.7L149,16%20c-1.3,0.7-2.7,1.5-4.1,2.3c-1.5,0.9-3.1,1.8-4.7,2.7c-0.8,0.4-1.4,0.9-1.8,1.6c-0.8,1.1-0.8,2.3-0.8,3.1c0,2.3,0,6.4,0,6.4%20c0,0.3-0.1,7,0.1,9.8c0.2,2.2,0.4,4.2,0.5,5l0,0l0,0.1l0,0.3l0,0l0,0c4.2,21.9,16.9,37.2,37.7,45.3c0.5,0.2,1.1,0.3,1.8,0.3%20c0.7,0,1.5-0.1,2.1-0.4c15.6-5.9,26.9-16.7,33.6-32c1.9-4.3,3.1-8.6,3.8-13.3l0-0.1c0-0.1,0.4-2.5,0.7-5.2%20C218.2,39.2,218.1,32.4,218.1,32.1z%20M200.1,37.6L200.1,37.6c0,0.1-0.2,5.2-0.9,8.8c-2.8,11.9-9.3,20.7-20.1,26.8%20c-0.7,0.4-1.1,0.4-1.3,0.4c-0.4,0-0.9-0.2-1.4-0.5c-10.6-6.1-17.2-14.8-20-26.7c-0.6-3.1-0.8-7.5-0.9-8.6c0-1.4,0-2.7,0-4.1%20c0-0.7,0.1-0.9,0.8-1.3c6.8-3.9,13.9-8,21.1-12.3c0.3-0.2,0.4-0.2,0.4-0.2c0,0,0.1,0,0.5,0.2c7.6,4.5,14.5,8.5,21.1,12.3%20c0.7,0.4,0.8,0.6,0.8,1.3C200.2,35.1,200.1,36.4,200.1,37.6z'/%3e%3c/g%3e%3c/svg%3e)
Charleston Car Insurance
Compare quotes from top providers in Charleston, South Carolina
💰 Save Big: Charleston drivers are already enjoying lower rates. Get your personalized quote and start saving today!
$2,089
Average Charleston Annual Cost
Below U.S Average$174
Average Charleston Monthly Cost
Fault
South Carolina Fault Type
25/50/25
South Carolina Min. Coverage
Save On Car Insurance!
Compare Top Providers in Your Area
No spam, just quotes How to Save Money on Car Insurance in Charleston
Expert tips to reduce your insurance premiums
Compare Regularly
Shop around annually to ensure you're getting the best rates
Bundle Policies
Combine auto and home insurance for discounts up to 25%
Safe Driver Discounts
Maintain a clean driving record to qualify for lower rates
Usage-Based Programs
Save up to 30% with telematics and safe driving apps
Education Discounts
Students and alumni may qualify for education-based savings
Safety Features
Anti-theft devices and safety features can lower premiums
Compare Top Providers in Charleston
Ready to see what you can save?
No spam, just quotes
What are the best car insurance companies in Charleston?
Instead of focusing solely on the cheapest companies, we look at the full picture — offering a balance between affordable pricing, coverage types, and the provider's reputation. We prioritize providers known for exceptional customer service in the Charleston area, ensuring you're not just getting a good rate, but reliable support when it matters most. Local agents can provide personalized guidance for navigating South Carolina's unique insurance requirements, including no-fault coverage.
Compare quotes today to see which Charleston providers are best for your car and wallet.
Compare and Save in Charleston!
Charleston drivers have access to all major national insurance providers, plus several regional carriers that specialize in South Carolina's unique driving conditions. Whether you're commuting through downtown, or taking a Sunday drive, finding the right coverage at the best price is essential.
Frequently Asked Questions
What is the minimum auto insurance required in Charleston?
How much does auto insurance cost in Charleston?
Is South Carolina a fault or no-fault state?
What factors affect my insurance rates in Charleston?
How often should I shop for auto insurance in Charleston?
How Protect.com Works
Get the best car insurance quotes in just three simple steps
Enter Your Zip Code
Tell us where you live in the Charleston area to find insurance providers
Compare Quotes
Review personalized quotes from top insurance companies serving your area
Save Money
Choose the best coverage at the lowest price for your needs
Methodology & Disclosures
Minimum car insurance rates by state provided by Yahoo Finance. Average full coverage car insurance rates by state provided by Bankrate. National average car insurance costs by age provided by WalletHub.
Car insurance rates vary by geographic region, number of drivers, vehicles, driving record, and many other factors. For the purposes of this site and the rates you see, the standard profile has been applied: 40 year old single driver, 2023 Toyota Camry, good credit score, clean driving record and commutes 5 days. Rates also assume bundling and paperless billing discounts.